Guide to choosing the best Fiat to lease

Fiat Panda

Best for: City drivers looking for a compact and practical car to navigate city streets and tight parking spots. The Fiat Panda offers a flexible cabin with configurable rear seats and a flat-loading floor, making it highly practical for carrying various loads. Its elevated stance makes it adaptable for urban and off-road driving.

Engine type: 0.90L 2-cylinder/1.2L 4-cylinder/diesel

Passengers: Up to 4 adults

Cargo: 225 - 260 litres


Fiat 500

Best for: Drivers looking for a retro-inspired car with a modern flair. The Fiat 500 offers various customisation options, including multiple colour choices and interior trims. Standout features include a touchscreen infotainment system, smartphone integration, and available driver assistance technologies. The Fiat 500e is an all-electric model. 

Engine type: 1.2L 4-cylinder

Passengers: Up to 4 adults

Cargo: 185 litres


Fiat 500X

Best for: Drivers looking for a compact SUV with more interior space and higher ground clearance, but with the distinctive Fiat 500 design. Standout features of the Fiat 500X include a touchscreen infotainment system, smartphone integration, and available all-wheel drive for added capability.

Engine type: 1.4L 4-cylinder

Passengers: Up to 5 adults

Cargo: 350 - 1,000 litres


Fiat 600

Best for: Urban drivers looking for a compact, stylish vehicle with practical features. The Fiat 600 stands out with its retro-inspired design, modern infotainment system and connectivity features. Its compact size and agile handling make it perfect for city living while maintaining a distinctive look.

Engine type: 1.2L 4-cylinder

Passengers: Up to 5 adults

Cargo: 360 - 385 litres


Everything you need to know about a Fiat lease

The cost of leasing a Fiat will vary depending on: 

  • The Fiat’s year and model you choose – petrol-powered cars are generally cheaper to lease than EVs
  • The car’s transmission & fuel type 
  • The specs & configurations you choose for your Fiat
  • Your lease term – the longer your lease, the lower your monthly payments 
  • Your initial payment – making a larger initial payment reduces your monthly payments
  • Your car lease provider. 

Fiat cars are typically more affordable to lease than other car brands due to their position as economical and practical vehicles. For the UK’s best-selling Fiat model — the Fiat 500 — leasing starts from around £279.98 (inc VAT) per month over a 48-month term, with an initial rental payment of £3,359.76. The initial rental is the equivalent of 12 months of payments in this case. There’s also usually a processing fee. 

Fiat car leases typically include a mileage limit, with additional costs incurred for exceeding this limit. For the Fiat lease deal above, the annual mileage limit is 5,000 miles. The excess mileage charge is 6.76p per mile. Lease costs and charges will vary between providers; the above is just an example. 

Additional costs apply if you select maintenance packages, roadside assistance or add-ons for your Fiat lease (e.g. special pastel paint, spare space saver wheel, etc). 

What’s included in your Fiat lease will depend on whether you lease through the manufacturer directly or with a third-party car lease provider. 

A Fiat lease generally includes: 

  • Full use of the vehicle for the lease period (which can range from 24-60 months)
  • An allocated annual mileage between 5,000 and 15,000 miles (over-mileage fees may apply if you exceed your set mileage)
  • VED 
  • Standard manufacturer’s warranty
  • Scheduled servicing 
  • Compatible Fiat vehicles come with Apple CarPlay and Android Auto

Keep in mind that Fiat leases generally exclude car insurance. You’re responsible for insuring your leased Fiat, just as you would with any other type of car finance. When you sign up for a Fiat lease deal, you may receive temporary driveaway insurance, which provides enough coverage to drive your new Fiat home and arrange comprehensive car insurance.

Additionally, excess charges may apply if you do not adhere to the manufacturer's servicing or maintenance guidelines or if the car exceeds the BVRLA guidelines on fair wear and tear. 

Taking everything into account (mileage, rental payment, etc.) and comparing car lease deals from various providers, you may find that the cheapest Fiat lease deal is on the Fiat Panda. Leasing can start as low as £269.85 per month for a 48-month term, with an initial payment of £3,238.20.

Here are some ways you could save money on a Fiat lease deal:

  • Shop around: Compare deals from different providers to find the cheapest Fiat lease deal or the most flexible lease terms, ideally both.
  • Skip the extras: Avoid upgrades and the latest tech features on your leased Fiat to reduce your leasing costs.
  • Negotiate terms: While the purchase price of a vehicle is usually non-negotiable when buying directly from a Fiat dealership, you might be able to negotiate your lease costs (or some fees) with a third-party lease provider.
  • Consider leasing a used Fiat: Leasing a pre-owned Fiat instead of a brand-new model can be cost-effective.
  • Choose your mileage limit carefully: Estimate your annual mileage and select your lease plan accordingly to avoid over-mileage charges. The average annual vehicle mileage in the UK ranges from 5,000 to 7,000 miles.
  • Maintenance packages: Adding a maintenance package to your lease typically increases the payment costs. Consider whether it's necessary, especially if scheduled servicing is already included in the lease.
  • Consider salary sacrificing: If eligible, paying for your Fiat lease through your employer's salary sacrifice scheme can offer substantial tax savings.

When your Fiat lease ends, you’ll have a few options:

  • Return the Fiat to the leasing company: They will inspect it for internal or external damage and excessive wear and tear. If you exceed mileage limits or cause damage beyond normal wear and tear, you may incur additional charges as per your lease agreement.
  • Lease another Fiat: You could upgrade to a newer Fiat model for better technology, features, and fuel efficiency. Alternatively, you could switch to another car brand.
  • Extend the lease: Some lease agreements allow you to extend the lease. If you’re happy with your Fiat model and specifications, this might be a good option. You may need to sign a contract extension, and the lease provider may charge an administrative fee to extend the lease.

You might have the option to lease a Fiat without a deposit by choosing the lowest initial payment, typically equivalent to your monthly payment. This means you won’t have to make a large deposit upfront, but your monthly payments will be higher throughout your lease term. That’s because the total cost of the lease is spread more evenly across your monthly payments instead of being offset by an initial large payment. Your credit score will determine if you can secure a Fiat lease without a deposit and your contract terms. 

To qualify for leasing a Fiat in the UK, you must meet the following minimum criteria:

  • Be over 18 years of age
  • Have a full driving licence
  • Have a good credit score
  • Have an income that’s sufficient to cover your lease payments.